4b7c01e632
Adds a full translation layer (English + European Portuguese) using
BurntSushi/toml with go:embed. Locale detection reads the lang cookie,
falls back to Accept-Language, then defaults to "en". A language switcher
in the nav writes the cookie and redirects back. All 20 personal finance
templates now use {{.T.Get "key"}} for every UI string.
Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
502 lines
14 KiB
Go
502 lines
14 KiB
Go
package main
|
||
|
||
import "time"
|
||
|
||
var DefaultCategories = []string{
|
||
"Groceries", "Food", "Transport", "Housing", "Utilities",
|
||
"Health", "Clothing", "Games", "Entertainment", "Education",
|
||
"Subscriptions", "Shopping", "Income", "Investments", "Others",
|
||
}
|
||
|
||
var DefaultCategoryColors = map[string]string{
|
||
"Groceries": "#4caf50",
|
||
"Food": "#ff9800",
|
||
"Transport": "#2196f3",
|
||
"Housing": "#9c27b0",
|
||
"Utilities": "#607d8b",
|
||
"Health": "#f44336",
|
||
"Clothing": "#e91e63",
|
||
"Games": "#673ab7",
|
||
"Entertainment": "#ff5722",
|
||
"Education": "#00bcd4",
|
||
"Subscriptions": "#795548",
|
||
"Shopping": "#ff6f00",
|
||
"Income": "#2e7d32",
|
||
"Investments": "#1565c0",
|
||
"Others": "#9e9e9e",
|
||
}
|
||
|
||
type Account struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
Name string `bson:"name" json:"name"`
|
||
Type string `bson:"type" json:"type"` // checking, savings, credit, securities
|
||
}
|
||
|
||
type Category struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
Name string `bson:"name" json:"name"`
|
||
Color string `bson:"color" json:"color"`
|
||
BudgetCents int64 `bson:"budget_cents" json:"budget_cents"`
|
||
}
|
||
|
||
type Transaction struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
AccountID string `bson:"account_id" json:"account_id"`
|
||
Date time.Time `bson:"date" json:"date"`
|
||
Description string `bson:"description" json:"description"`
|
||
AmountCents int64 `bson:"amount_cents" json:"amount_cents"`
|
||
Category string `bson:"category" json:"category"`
|
||
BankRef string `bson:"bank_ref,omitempty" json:"bank_ref,omitempty"`
|
||
RawCSV string `bson:"raw_csv,omitempty" json:"raw_csv,omitempty"`
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
type Trade struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
ISIN string `bson:"isin" json:"isin"`
|
||
Name string `bson:"name" json:"name"`
|
||
Type string `bson:"type" json:"type"` // buy or sell
|
||
Quantity float64 `bson:"quantity" json:"quantity"`
|
||
PriceCents int64 `bson:"price_cents" json:"price_cents"`
|
||
TotalCents int64 `bson:"total_cents" json:"total_cents"`
|
||
Date time.Time `bson:"date" json:"date"`
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
type Holding struct {
|
||
ISIN string `json:"isin"`
|
||
Name string `json:"name"`
|
||
SharesOwned float64 `json:"shares_owned"`
|
||
AvgEntryCents int64 `json:"avg_entry_cents"`
|
||
TotalCostCents int64 `json:"total_cost_cents"`
|
||
CurrentPriceCents int64 `json:"current_price_cents"`
|
||
CurrentValueCents int64 `json:"current_value_cents"`
|
||
UnrealizedPCLCents int64 `json:"unrealized_pnl_cents"`
|
||
UnrealizedPCLPct float64 `json:"unrealized_pnl_pct"`
|
||
}
|
||
|
||
type RealizedPCL struct {
|
||
TotalCents int64 `json:"total_cents"`
|
||
Trades []Trade `json:"trades"`
|
||
}
|
||
|
||
type Permission struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
OwnerID string `bson:"owner_id" json:"owner_id"`
|
||
ViewerID string `bson:"viewer_id" json:"viewer_id"`
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
type CSVImportRow struct {
|
||
Date string `json:"date"`
|
||
Description string `json:"description"`
|
||
AmountCents int64 `json:"amount_cents"`
|
||
Category string `json:"category"`
|
||
Fingerprint string `json:"fingerprint"`
|
||
Duplicate bool `json:"duplicate"`
|
||
}
|
||
|
||
type CSVImportPreview struct {
|
||
AccountID string `json:"account_id"`
|
||
Rows []CSVImportRow `json:"rows"`
|
||
Total int `json:"total"`
|
||
}
|
||
|
||
// FixedCategories are treated as recurring committed costs, not variable spend.
|
||
var FixedCategories = map[string]bool{
|
||
"Housing": true,
|
||
"Utilities": true,
|
||
"Subscriptions": true,
|
||
"Investments": true,
|
||
}
|
||
|
||
type RecurringExpense struct {
|
||
Category string
|
||
MonthlyCents int64
|
||
IsGoal bool // true when this entry comes from a committed goal
|
||
}
|
||
|
||
type DashboardData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
IsOwner bool
|
||
ThisMonth *PeriodSummary
|
||
LastMonth *PeriodSummary
|
||
RecentTxns []Transaction
|
||
BalanceTrend []BalancePoint
|
||
|
||
// Phase 1 fields
|
||
ThisMonthIncome int64
|
||
ThisMonthExpense int64
|
||
CategoryBudgets map[string]int64
|
||
CategoryColors map[string]string
|
||
|
||
AvailableToSpend int64 // income − fixed − variable budgets spent so far
|
||
DisposableIncome int64 // income − fixed recurring costs
|
||
MonthProgressPct int // % of month elapsed
|
||
MonthSpentPct int // % of disposable already spent
|
||
|
||
RecurringExpenses []RecurringExpense
|
||
BankShouldBe int64
|
||
SafetyBufferCents int64
|
||
TotalCommittedCents int64 // sum of all fixed costs + committed goals
|
||
|
||
SavingsRatePct int // savings / income * 100 this month
|
||
LastMonthSavingsRatePct int
|
||
|
||
PortfolioValueCents int64
|
||
PortfolioPCLCents int64
|
||
PortfolioHoldings []Holding
|
||
PortfolioPricesAvailable bool
|
||
|
||
NetWorthCents int64
|
||
|
||
Alerts []Alert
|
||
DashGoals []GoalPlan // committed goals for the dashboard widget
|
||
}
|
||
|
||
type PeriodSummary struct {
|
||
TotalCents int64
|
||
ByCategory map[string]int64
|
||
CategoryNames map[string]string
|
||
}
|
||
|
||
type BalancePoint struct {
|
||
Date time.Time
|
||
Cents int64
|
||
}
|
||
|
||
type ReportData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
MonthlyData []MonthlyCategorySummary
|
||
CategoryNames map[string]string
|
||
Year int
|
||
}
|
||
|
||
type MonthlyCategorySummary struct {
|
||
Month string
|
||
Totals map[string]int64
|
||
}
|
||
|
||
type ProjectionData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
MonthlyAvg map[string]float64
|
||
AnnualTotal int64
|
||
CategoryNames map[string]string
|
||
}
|
||
|
||
type PortfolioData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Holdings []Holding
|
||
TotalValueCents int64
|
||
TotalCostCents int64
|
||
TotalPCLCents int64
|
||
TotalPCLPct float64
|
||
RealizedPCLCents int64
|
||
// ISINs for which no price could be fetched (so user can supply a ticker)
|
||
MissingPrices []string
|
||
}
|
||
|
||
type SharingData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Grants []Permission
|
||
Viewers []SharingUser
|
||
}
|
||
|
||
type SharingUser struct {
|
||
ID string
|
||
Email string
|
||
}
|
||
|
||
// ── Tax Summary ──────────────────────────────────────────────────────────────
|
||
|
||
type TaxDeductible struct {
|
||
Category string
|
||
Description string
|
||
TotalCents int64
|
||
}
|
||
|
||
type CapitalGainEntry struct {
|
||
ISIN string
|
||
Name string
|
||
BuyCents int64
|
||
SellCents int64
|
||
GainCents int64
|
||
GainPct float64
|
||
}
|
||
|
||
type TaxData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Year int
|
||
|
||
GrossIncomeCents int64
|
||
CapitalGainsCents int64
|
||
CapitalLossesCents int64
|
||
NetCapitalCents int64
|
||
|
||
Deductibles []TaxDeductible
|
||
TotalDeductCents int64
|
||
|
||
CapitalEntries []CapitalGainEntry
|
||
|
||
// year options for selector
|
||
AvailableYears []int
|
||
}
|
||
|
||
// ── Household ────────────────────────────────────────────────────────────────
|
||
|
||
type Household struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
OwnerID string `bson:"owner_id" json:"owner_id"`
|
||
PartnerID string `bson:"partner_id" json:"partner_id"`
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
// PeopleData combines Sharing and Household into a single page.
|
||
type PeopleData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Tab string // "sharing" | "household"
|
||
|
||
// sharing tab
|
||
Grants []Permission
|
||
Viewers []SharingUser
|
||
Granted []Permission
|
||
|
||
// household tab
|
||
HasHousehold bool
|
||
IsOwner bool
|
||
PartnerEmail string
|
||
PartnerID string
|
||
CombinedIncomeCents int64
|
||
CombinedExpenseCents int64
|
||
CombinedDisposable int64
|
||
MyIncomeCents int64
|
||
PartnerIncomeCents int64
|
||
MyGoals []GoalPlan
|
||
PartnerGoals []GoalPlan
|
||
}
|
||
|
||
// SettingsData combines Accounts and Categories into a single page.
|
||
type SettingsData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Tab string // "accounts" | "categories"
|
||
Accounts []Account
|
||
Categories []Category
|
||
}
|
||
|
||
type HouseholdData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
|
||
HasHousehold bool
|
||
IsOwner bool
|
||
PartnerEmail string
|
||
PartnerID string
|
||
|
||
// combined view
|
||
CombinedIncomeCents int64
|
||
CombinedExpenseCents int64
|
||
CombinedDisposable int64
|
||
MyIncomeCents int64
|
||
PartnerIncomeCents int64
|
||
MyGoals []GoalPlan
|
||
PartnerGoals []GoalPlan
|
||
SharedGoals []GoalPlan // goals from both users
|
||
}
|
||
|
||
// ── Auto Import ──────────────────────────────────────────────────────────────
|
||
|
||
type ImportSchedule struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
AccountID string `bson:"account_id" json:"account_id"`
|
||
Label string `bson:"label" json:"label"`
|
||
Format string `bson:"format" json:"format"` // cgd, traderepublic, generic
|
||
URL string `bson:"url" json:"url"` // URL to fetch CSV from (optional)
|
||
Active bool `bson:"active" json:"active"`
|
||
LastRunAt time.Time `bson:"last_run_at" json:"last_run_at"`
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
type AutoImportData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Accounts []Account
|
||
Schedules []ImportSchedule
|
||
}
|
||
|
||
type AlertLevel string
|
||
|
||
const (
|
||
AlertWarn AlertLevel = "warn"
|
||
AlertDanger AlertLevel = "danger"
|
||
AlertInfo AlertLevel = "info"
|
||
)
|
||
|
||
type Alert struct {
|
||
Level AlertLevel
|
||
Message string
|
||
}
|
||
|
||
type SimulatorGoal struct {
|
||
Name string
|
||
MonthlyCents int64
|
||
MonthsLeft int64
|
||
Committed bool
|
||
}
|
||
|
||
type SimulatorData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
|
||
// current state passed to JS
|
||
IncomeCents int64
|
||
FixedCents int64 // recurring fixed costs (no goals)
|
||
GoalsCents int64 // committed goal contributions
|
||
DisposableCents int64 // income − fixed − goals
|
||
AvgSavingsCents int64 // 3-month avg monthly savings
|
||
Goals []SimulatorGoal
|
||
|
||
// savings rate history: one point per past month
|
||
SavingsHistory []SavingsPoint
|
||
}
|
||
|
||
type SavingsPoint struct {
|
||
Month string
|
||
IncomeCents int64
|
||
SavedCents int64
|
||
RatePct int
|
||
}
|
||
|
||
type NetWorthPoint struct {
|
||
Month string // "2025-01"
|
||
AssetCents int64
|
||
LiabCents int64
|
||
NetCents int64
|
||
}
|
||
|
||
type NetWorthData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
|
||
// current snapshot
|
||
CashCents int64 // running balance of all non-credit accounts
|
||
PortfolioCents int64 // market value (or cost basis)
|
||
CreditCents int64 // total outstanding on credit accounts (positive = owed)
|
||
PropertyValueCents int64 // sum of current value of non-sold properties
|
||
LoanBalanceCents int64 // sum of active loan balances
|
||
PropertyEquityCents int64 // PropertyValueCents - LoanBalanceCents
|
||
NetWorthCents int64 // cash + portfolio + propertyEquity − credit
|
||
|
||
PortfolioPricesAvailable bool
|
||
|
||
// month-by-month history
|
||
History []NetWorthPoint
|
||
}
|
||
|
||
// GoalType classifies a financial goal for display and calculation purposes.
|
||
type GoalType string
|
||
|
||
const (
|
||
GoalTypeOnce GoalType = "once" // one-off purchase (Switch, holiday)
|
||
GoalTypeDeposit GoalType = "deposit" // house deposit / down-payment
|
||
GoalTypeEmergency GoalType = "emergency" // emergency fund (N months of expenses)
|
||
GoalTypeInvestment GoalType = "investment" // recurring investment target
|
||
)
|
||
|
||
type Goal struct {
|
||
ID string `bson:"_id" json:"id"`
|
||
UserID string `bson:"user_id" json:"user_id"`
|
||
Name string `bson:"name" json:"name"`
|
||
Type GoalType `bson:"type" json:"type"`
|
||
TargetCents int64 `bson:"target_cents" json:"target_cents"`
|
||
SavedCents int64 `bson:"saved_cents" json:"saved_cents"`
|
||
Deadline time.Time `bson:"deadline" json:"deadline"`
|
||
Committed bool `bson:"committed" json:"committed"` // Phase 3: false until user commits
|
||
CreatedAt time.Time `bson:"created_at" json:"created_at"`
|
||
}
|
||
|
||
// GoalPlan is computed at request time — never stored.
|
||
type GoalPlan struct {
|
||
Goal
|
||
MonthsLeft int64
|
||
MonthlyCents int64
|
||
ImpactOnDisposable int64
|
||
MonthsAtCurrentRate int64
|
||
Feasible bool
|
||
ProgressPct int64
|
||
}
|
||
|
||
type GoalsData struct {
|
||
T *Translator
|
||
UserID string
|
||
Email string
|
||
Title string
|
||
Route string
|
||
Tab string // "goals" or "planner"
|
||
Goals []GoalPlan
|
||
AvgMonthlySavings int64
|
||
DisposableIncome int64
|
||
CommittedMonthlyCents int64 // sum of all committed goal contributions
|
||
RemainingDisposable int64 // disposable after committed goals
|
||
ConflictWarning string // set when committing would exceed disposable
|
||
// Planner tab
|
||
PlannerType string // "purchase" or "transition"
|
||
PlanProperties []PropertyView
|
||
PlanLoans []LoanView
|
||
// Transition simulation
|
||
HasPlanResult bool
|
||
PlanResult *DreamSimResult
|
||
PlanForm DreamForm
|
||
// Purchase simulation
|
||
HasPurchaseResult bool
|
||
PurchaseResult *PurchaseSimResult
|
||
}
|