- Exclude FixedCategories (Housing, Utilities, Subscriptions, Investments) from budget health panel — they are committed costs, not variable spend - Portfolio card and stocks panel now degrade gracefully to cost basis when Yahoo Finance prices are unavailable, instead of showing €0 - Stocks panel shows "cost basis" label per holding when live prices are not available Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>