feat(dashboard): committed goals widget (#32)

* feat(dashboard): committed goals widget

Shows all committed goals on the dashboard with progress bars,
months remaining, saved vs target, and monthly required (green
when on track, red when not). Links to /goals for the full view.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

* fix(auth): enable TLS on ingress so Secure session cookie is honoured

BASE_URL was https:// but the ingress had no TLS block, causing the
browser to silently drop the Secure cookie after login. Adding tls: to
the Traefik ingress makes the site serve HTTPS via Traefik's default
cert so cookie and scheme match.

Also adds SeedExtras to seed goals and property/loan data independently
of the transaction-based idempotency guard in SeedAdmin.

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

---------

Co-authored-by: Gonçalo Rodrigues <guga@Goncalos-MacBook-Pro.local>
Co-authored-by: Claude Sonnet 4.6 <noreply@anthropic.com>

apps/finance/services/api/k8s/ingress.yaml

@@ -5,6 +5,9 @@ metadata:
   namespace: finance
 spec:
   ingressClassName: traefik
+  tls:
+    - hosts:
+        - finance.homelab.local
   rules:
     - host: finance.homelab.local
       http:

apps/finance/services/api/main/handler.go

@@ -705,6 +705,44 @@ func (h *Handler) Dashboard(w http.ResponseWriter, r *http.Request) {
 		}
 	}
 
+	// ── Committed goals for dashboard widget ─────────────────────────────
+	var dashGoals []GoalPlan
+	if allGoals, err2 := h.store.getGoals(ctx, a.UserID); err2 == nil {
+		for _, g := range allGoals {
+			if !g.Committed {
+				continue
+			}
+			remaining := g.TargetCents - g.SavedCents
+			if remaining < 0 {
+				remaining = 0
+			}
+			ml := int64(monthsBetween(now, g.Deadline))
+			if ml < 1 {
+				ml = 1
+			}
+			monthly := remaining / ml
+			var atRate int64
+			if avgSavingsForGoals := disposableIncome; avgSavingsForGoals > 0 {
+				atRate = remaining / avgSavingsForGoals
+			}
+			pct := int64(0)
+			if g.TargetCents > 0 {
+				pct = g.SavedCents * 100 / g.TargetCents
+				if pct > 100 {
+					pct = 100
+				}
+			}
+			dashGoals = append(dashGoals, GoalPlan{
+				Goal:                g,
+				MonthsLeft:          ml,
+				MonthlyCents:        monthly,
+				MonthsAtCurrentRate: atRate,
+				Feasible:            disposableIncome >= monthly,
+				ProgressPct:         pct,
+			})
+		}
+	}
+
 	// ── Alerts ──────────────────────────────────────────────────────────
 	var alerts []Alert
 
@@ -810,6 +848,7 @@ func (h *Handler) Dashboard(w http.ResponseWriter, r *http.Request) {
 		PortfolioPricesAvailable:     portfolioPricesAvailable,
 		NetWorthCents:                portfolioValueCents + running + dashPropertyEquity,
 		Alerts:                       alerts,
+		DashGoals:                    dashGoals,
 	})
 }
 

apps/finance/services/api/main/main.go

@@ -35,6 +35,7 @@ func main() {
 	store.ensureAuthIndexes(ctx)
 
 	go SeedAdmin(ctx, store)
+	go SeedExtras(ctx, store)
 
 	secret := os.Getenv("SESSION_SECRET")
 	if secret == "" {

apps/finance/services/api/main/models.go

@@ -157,7 +157,8 @@ type DashboardData struct {
 
 	NetWorthCents int64
 
-	Alerts []Alert
+	Alerts    []Alert
+	DashGoals []GoalPlan // committed goals for the dashboard widget
 }
 
 type PeriodSummary struct {

apps/finance/services/api/main/seed.go

@@ -63,6 +63,135 @@ func lookupUserByEmailMongo(ctx context.Context, store *Store, email string) (st
 	return legacy.ID, nil
 }
 
+// SeedExtras seeds goals, property, and loan data if not already present.
+// Called independently so it runs even when transactions already exist.
+func SeedExtras(ctx context.Context, store *Store) {
+	email := os.Getenv("SEED_USER_EMAIL")
+	if email == "" {
+		email = "admin@homelab.local"
+	}
+	userID, err := lookupUserByEmailMongo(ctx, store, email)
+	if err != nil {
+		slog.Warn("seed extras: could not resolve user, skipping", "email", email, "err", err)
+		return
+	}
+	slog.Info("seed extras: checking for goals/property", "user_id", userID)
+
+	// goals
+	goals, _ := store.getGoals(ctx, userID)
+	if len(goals) == 0 {
+		slog.Info("seed: seeding goals", "user_id", userID)
+		if err := seedGoals(ctx, store, userID); err != nil {
+			slog.Error("seed: goals failed", "err", err)
+		}
+	}
+
+	// properties & loans
+	props, _ := store.getProperties(ctx, userID)
+	if len(props) == 0 {
+		slog.Info("seed: seeding property + loan", "user_id", userID)
+		if err := seedProperty(ctx, store, userID); err != nil {
+			slog.Error("seed: property failed", "err", err)
+		}
+	}
+}
+
+func seedGoals(ctx context.Context, store *Store, userID string) error {
+	now := time.Now()
+	goals := []*Goal{
+		{
+			ID:          bson.NewObjectID().Hex(),
+			UserID:      userID,
+			Name:        "Emergency fund (3 months)",
+			Type:        GoalTypeEmergency,
+			TargetCents: 390000, // €3,900
+			SavedCents:  210000, // €2,100 already set aside
+			Deadline:    now.AddDate(1, 0, 0),
+			Committed:   true,
+			CreatedAt:   now.AddDate(0, -4, 0),
+		},
+		{
+			ID:          bson.NewObjectID().Hex(),
+			UserID:      userID,
+			Name:        "Japan trip",
+			Type:        GoalTypeOnce,
+			TargetCents: 350000, // €3,500
+			SavedCents:  80000,  // €800 saved
+			Deadline:    now.AddDate(1, 6, 0),
+			Committed:   false,
+			CreatedAt:   now.AddDate(0, -2, 0),
+		},
+		{
+			ID:          bson.NewObjectID().Hex(),
+			UserID:      userID,
+			Name:        "MacBook Pro",
+			Type:        GoalTypeOnce,
+			TargetCents: 250000, // €2,500
+			SavedCents:  40000,  // €400
+			Deadline:    now.AddDate(0, 10, 0),
+			Committed:   false,
+			CreatedAt:   now.AddDate(0, -1, 0),
+		},
+		{
+			ID:          bson.NewObjectID().Hex(),
+			UserID:      userID,
+			Name:        "House down payment",
+			Type:        GoalTypeDeposit,
+			TargetCents: 4000000, // €40,000
+			SavedCents:  500000,  // €5,000 saved
+			Deadline:    now.AddDate(5, 0, 0),
+			Committed:   true,
+			CreatedAt:   now.AddDate(0, -6, 0),
+		},
+	}
+	for _, g := range goals {
+		if err := store.createGoal(ctx, g); err != nil {
+			return fmt.Errorf("create goal %q: %w", g.Name, err)
+		}
+	}
+	return nil
+}
+
+func seedProperty(ctx context.Context, store *Store, userID string) error {
+	now := time.Now()
+	propID := bson.NewObjectID().Hex()
+	loanID := bson.NewObjectID().Hex()
+
+	prop := &Property{
+		ID:                 propID,
+		UserID:             userID,
+		Name:               "Apartamento T2 — Porto",
+		Address:            "Rua de Santa Catarina, Porto",
+		PurchasePriceCents: 18000000, // €180,000
+		CurrentValueCents:  22000000, // €220,000
+		AppreciationPct:    3.0,
+		PurchaseDate:       now.AddDate(-4, 0, 0),
+		Status:             PropertyOwned,
+		CreatedAt:          now.AddDate(-4, 0, 0),
+	}
+	if err := store.createProperty(ctx, prop); err != nil {
+		return fmt.Errorf("create property: %w", err)
+	}
+
+	// 25-year mortgage, started 4 years ago, ~€900/month at 3.5%
+	loan := &Loan{
+		ID:                  loanID,
+		UserID:              userID,
+		PropertyID:          propID,
+		Name:                "Hipoteca CGD — Porto",
+		Type:                LoanMortgage,
+		PrincipalCents:      18000000,
+		BalanceCents:        16068700, // after 48 payments
+		InterestRatePct:     3.5,
+		TermMonths:          300, // 25 years
+		StartDate:           now.AddDate(-4, 0, 0),
+		MonthlyPaymentCents: 90070, // €900.70 EMI
+		Status:              LoanActive,
+		CreatedAt:           now.AddDate(-4, 0, 0),
+	}
+	return store.createLoan(ctx, loan)
+}
+
 func seedAll(ctx context.Context, store *Store, userID string) error {
 	// ── Accounts ─────────────────────────────────────────────────────────
 	checkingID := bson.NewObjectID().Hex()

apps/finance/services/api/main/templates/dashboard.html

@@ -246,6 +246,40 @@
 
 </div>
 
+{{if $d.DashGoals}}
+<div class="card animate-on-scroll" style="margin-top:16px;">
+  <div style="display:flex; justify-content:space-between; align-items:center; margin-bottom:16px;">
+    <h2>Committed goals</h2>
+    <a href="/goals" style="font-size:12px; color:var(--text3);">→ all goals</a>
+  </div>
+  <div style="display:flex; flex-direction:column; gap:14px;">
+    {{range $d.DashGoals}}
+    <div>
+      <div style="display:flex; justify-content:space-between; align-items:baseline; margin-bottom:6px;">
+        <div style="display:flex; align-items:center; gap:8px;">
+          <span style="font-size:15px;">{{if eq .Type "once"}}🎯{{else if eq .Type "deposit"}}🏠{{else if eq .Type "emergency"}}🛡️{{else}}📈{{end}}</span>
+          <span style="font-size:13px; font-weight:500; color:var(--text);">{{.Name}}</span>
+        </div>
+        <div style="display:flex; align-items:center; gap:12px;">
+          <span style="font-size:12px; color:var(--text3);">{{.MonthsLeft}}mo left</span>
+          <span style="font-size:12px; font-weight:600; color:{{if .Feasible}}var(--green){{else}}var(--red){{end}};">{{.ProgressPct}}%</span>
+        </div>
+      </div>
+      <div style="background:var(--bg3); border-radius:99px; height:5px; overflow:hidden;">
+        <div style="height:100%; border-radius:99px; width:{{.ProgressPct}}%;
+             background:{{if .Feasible}}var(--green){{else}}var(--accent){{end}};
+             transition:width 1s ease;"></div>
+      </div>
+      <div style="display:flex; justify-content:space-between; margin-top:4px; font-size:11px; color:var(--text3);">
+        <span>€{{cents .SavedCents}} of €{{cents .TargetCents}}</span>
+        <span style="color:{{if .Feasible}}var(--green){{else}}var(--red){{end}};">€{{cents .MonthlyCents}}/mo needed</span>
+      </div>
+    </div>
+    {{end}}
+  </div>
+</div>
+{{end}}
+
 {{if $d.RecurringExpenses}}
 <div class="card animate-on-scroll" style="margin-top:16px;">
   <div style="display:flex; justify-content:space-between; align-items:center; margin-bottom:16px;">